Finally Home

Townhouse in Cavite-

Molino Townhouse

For almost 27 years we’ve been Renting….and we’ve transferred house for almost 8-10 times. It has always been my DREAM to finally

 

go home to our own house… (and who wouldnt want to?)

Finally, I’m home, technically partial owner of a townhouse somewhere in CAVITe, partial owner because it is not fully paid but

sooner it will become 100% ours.

It feels good to sleep in my own bedroom, to take a shower in my own bathroom, and to cook in my own mini kitchen. I’m finally

HOME.

This year of 2008 is an auspicious time for me and my family that i was able to sell a property at a good price that is morethan

enough for us to pay the equity of this town house.

Just keep on praying, who knows when will God answer your prayers and it is more than what you expected.

By the way,there’s still available townhouse here, send me a message if you’re interested.

When Did I meet my One True Love?

with my one true love

I met my one true love at my 2nd year high. He was the “good boy image” and i really liked him considered my first love unfortunately He didnt like me though i swallowed my pride i told him i like him/ i love him but he told me he love me as a friend so for years we’ve just BEST FRIENDS…i had boyfriends and everytime we broke up i always go to him and cry and at the back of my mind i was hoping if it could be him i should have not cried…..and finally i’ve been into a relationship, serious relationship to a Chinese guy…but before i gave all the Love to this Chinese still i hoped that my Best Friend can love me more than a friend, unfortunately still i’ve got cold response. Finally when i was about to leave to China to follow my Chinese boyfriend my bestfriend and i had a chance to go to tagaytay for a business trip…it was the sweetest moment i had with my bestfriend …that’s the time he realized I am the woman he’s longing for….at first i turned away from him because i know i have a boyfriend waiting in China but i believed we’ve been friends for 12 years and gone through a lot things, 1st love never dies…. it is true to me…. also try to read the “How to Find One True Love” by Bo Sanchez…. when i was reading that book i thought of someone really special …it’s,  CHRISTIAN LIBRAMONTE ANGELES, my guy best friend. Now, after 8 months of being in the relationship with him we are planning to get married next year 2009…. Also, Last November 30, 2008 at the Kerygma Conference 2008 we’ve made a commitment to God being in a boyfriend girlfriend relationship FANTASTIC!

DMC Talks on Love of Work and Professionalism 10.30.08

 

Where does the happiness of people coming from?  A striking question that was thrown to us by our inspirational speaker.

One of my colleagues answered, “if I do the things right then I feel happy”— Perfect!, the inspirational speaker said.  Definitely we all agreed to that.

But what was my answer to that?  A quick answer that I thought was that “I will be happy if I am doing what I want with PASSION.”

And what is my passion?  My passion is to help other people find their home/house that will fit their needs.   Just the same, my passion is to be engaged in the real estate industry. My passion in one word is to “help”.  This may sound too mushy… corny… funny… but that is really is.  For many years, we lived in the slum area and since then, I dreamed of having our own house in a subdivision.  And with God’s grace, we’ve just bought a small town house this year in Cavite which we can call our own, so you must know where my passion is coming from…and shame on me if I will not share my passion to others.  And when I share my passion… my dream – then that makes me happy.

When a person is happy with his work, then she will make ways to improve the standard of her practice EVERYDAY, and that is PROFESSIONALISM according to the speaker.

Am I happy with my work?  Well, to be honest, I’ve been in the company for eight months now and I’m not that happy because I’m still out of the sales target.  Though there were months that I’m on target, still, to date, the sales is off our projection.  This really makes me feel sad as Sales and Marketing Coordinator.  The pressure on beating or exceeding the target is on me.  This may mean that something is wrong with what I am doing – relating to the perfect answer of my colleague on what makes a person happy.  It is my heart’s desire to EXCEED the target relative to my job.  Though being off the target makes me feel sad, I still keep my self motivated that in few months, I’ll be exceeding the target which I believe I will.

It takes Wisdom and Experience to be competitive according to the speaker.  This is what I need to fit in my job right now. 

 

Wisdom – to do the RIGHT decisions as to the sales and marketing strategies that fit on each project, to do the RIGHT decisions in handling people under my supervision, and to be a leader that serves and shows good example.  I may not have the wisdom of King Solomon (considered as the wisest king) but I can be wise as God wanted me to be. 

 

Experience – to make decisions easier because I agree that, “history repeats itself.”  The wider experience I have, the easier for me to decide on each circumstances which already happened in the past.  To date, I may not have the widest experience in real estate but my heart’s desire will lead me to that – I will be a Sales and Marketing Icon in the real estate industry- Atty. Marivic D. Salva, MBA, a licensed broker- MBA yes, licensed broker yes, but not yet an attorney (still dreaming).  Maybe in five to six years time.

Finally, people will be happy if they do and follow their heart’s desire, and their heart’s desire SHOULD be according to God’s plan for them.  In relation to his job, this will surely lead him to Love his craft.  People who are doing their heart’s desire should have the wisdom and experience by improving their work standard EVERYDAY, and again, that is called Professionalism.

 

 

My Birthday Request

Today is my 27th Birthday.

I’ve been so blessed for the past 27 years of my life. Millions of blessings that i cant count. Significant events  at my 26 fullfill some of my dreams
HAVING A HOUSE WE CAN CALL OUR OWN (though small but just enough)
PASSING THE REAL ESTATE LICENSURE EXAM, HAVING MY MBA,

TO HAVE FOUND MY MR RIGHT ( hopefully! i’ll introduce him soon here in my blog!)

ALSO, KEEPING MY FAMILY PARENTS AND BROTHER CLOSE TO EACH OTHER

… but i still keep on dreaming…ill tell it next time

Now, What is my birthday wish and request to all of you.

Please pray to God that he would always bless me GOOD HEALTH, WEALTH, AND WISDOM so that i may continue to share/bless to other people especially my family, relatives, and friends.

I would appreciate the gesture of promised prayer.

HOPING FOR ANOTHER YEAR OF ABUNDANT BLESSINGS

List of Successful Examinees of the October 5, 2008 Real Estate Broker’ Exam

A total of 615 out of 1,322 examinees passed last Sunday’s exams or a passing rate of 46.52%

Congratulations to all who passed! I’m so thankful that i was one them-

We are now LICENSED REAL ESTATE BROKER

RESULTS List of Successful Examinees of the OCTOBER 5, 2008 REAL ESTATE BROKER’S EXAMS 1. ABAD, MA. KAREN TANES 2. ABAO, LADY JANE OCIO 3. ABELLANOSA, ZITA CARREON 4. ABELLARE, ELINOR ABAGA 5. ABREGANA, BRIGITTE VILLANUEVA 6. ACANTILADO, IRENE FROYALDE 7. ACEBUQUE, MARIA ASUMPTA MANGCOY 8. ACHACOSO, ANTONIO GERARDO EMMANUEL MAPA 9. ACOSTA, FRANCISCO JR. GALERA 10. ADAJAR, JESCERRIE BULORON 11. ADAP, MICHAEL PAAT 12. ADORNADO, MARY ROSE PAYUNAN 13. ADRIANO, ROBERT ANDREW DE GUZMAN 14. AFRICA, MARIA STELLA MABUL 15. AGARAO, EDISON BONIEL 16. AGCAOILI, ALVIN TAN 17. AGUDO, MARIA AMOR BARASAN 18. AGUILA, FE LOURDES RIVERA 19. AGUILAR, AGUINALDO LUAB 20. AGUILAR, JERRY MAR DAGLE 21. AGUSTIN, ORLANDO JR. TORIALES 22. ALA, RUEL ANOVER 23. ALFARO, MARY ANN PEARL QUIMQUE 24. ALILING, JOSE PERCIVAL ZAMORA 25. ALIMAGNO, MELANIE ARGALES 26. ALIODEN, OMENSALAM MATANOG 27. ALIPIO, VICTOR MIGUEL VILLAVICENCIO 28. ALIWALAS, AUBREY TRACY ALMINANA 29. ALMAREZ, CATALINO RONQUILLO 30. ALMAZAN, FELY ANN CONSTANTINO 31. ALVAREZ, EDWIN UNGUI 32. AMAN, ARMANDO LAURELES 33. AMANSE, JOSE AGNIS 34. AMBIDA, ALTHEA SAUSA 35. AMPARO, MARIA GRAZIELLA NARZABAL 36. AMURAO, ALLEN CECIL ORARA 37. ANDOY, RAFAEL ROBIN II MORENO 38. ANICETO, CATHERINE SANTOS 39. ANOTA, REBECCA JOY GABUYA 40. APALE, MARIE GRACE DE LEON 41. APARICIO, ALEX ESCANDOR 42. APARICIO, ANGELINA ROMERO 43. APATAN, JOHN ARANGORIN 44. APAWAN, ARNOLD BORCES 45. ARAZA, MARIVIC ARCE 46. ARMEA, EDEN AYALA 47. ARNALDO, ISABELLE NAKPIL 48. ARON, ARCHIE LANOY 49. ARQUIZA, MARITES DELA CRUZ 50. ASILO, MARIA BEATRIZ MAGNAYE 51. ASO, JEAN ELECTRA SAGARIO 52. ASUQUE, RICHARD MOZO 53. ATANACIO, ISAGANI MARK KINTANAR 54. ATIENZA, AMELITA ALDAY 55. AUSTRIA, GEMILYN ALVARADO 56. AVANCENA, GLICERIO MAARAT 57. BACALANDO, JOSE ALAN BADIOLA 58. BACANI, EMMANUEL ALVAREZ 59. BACAY, MARIA CRISTINA SANTOS 60. BADIONG, JEROME VALLEDOR 61. BAGALOYOS, ANNE JAMAICA EYA 62. BAGOLOR, CRESENCIO TOCMO 63. BALIGOD, KAREN COLLADO 64. BALINGIT, LAARNI DIZON 65. BALINTAG, MARY JANE BETONIO 66. BALLESTRA, YEZA ENCANTO 67. BALMATER, ROZELLE EILEEN YANGCO 68. BALOTOC, RAMON TOREJA 69. BANAYAT, AUNDREE MEL BONIFACIO 70. BANGO, VANESSA MAGBOO 71. BAOYA, JOEL ASUQUE 72. BARCELON, FELIPE JR. MALINAY 73. BARNIDO, MILALYN DOCE 74. BARRIENTOS, JASPER ALLEN BANZON 75. BASTASA, MICHELLE CHATA 76. BATHAN, MAYLEN FERRER 77. BAUTISTA, BENILDA DUCO 78. BAUTISTA, KRIZELLE MARI DE CASTRO 79. BAUTISTA, ROSSANA SANTOS 80. BELANO, JAMES MICHAEL CORONADO 81. BELEN, MA TERESITA GOMEZ 82. BELENO, IAN VICTOR PASION 83. BELGA, ADELINE BALASE 84. BELTRAN, GARRET GUTIERREZ 85. BELTRAN, GERALD MAMHOT 86. BELTRAN, RUBY TURNO 87. BENAVIDES, VENUS REYES 88. BENITEZ, GERALDINE OLIVA 89. BERMUDEZ, ROWENA CRUZ 90. BESITAN, FLUELLEN NOTAR 91. BILIRAN, JONAS AMILA 92. BILUAN, ALDERLY SUE BERMUDEZ 93. BIONGAN, CHERRY GRACE DEVELLERES 94. BISANA, WILDREDO MILLAPRE 95. BITON, FELMAR CHRIS SUMALNAP 96. BLANCO, CHRISTINE ANN ASANE 97. BONDOC, JOSE SERGIO BERNAS 98. BONGCAWEL, LEAH REDULLA 99. BONIFACIO, JO ANNE SAN JOSE 100. BORBON, MARY ANN PONDIAS 101. BORINES, MA. EVANGELINE MINIANO 102. BRANA, RESTITUTO ARROYO 103. BRIMON, WILSON RAFOLS 104. BUNDOC, MARY JANE DUENAS 105. CABILE, MENANDRO ABADO 106. CAGATIN, LAMBERTO VENENOSO 107. CALILUNG, MA MILAGROS YANGCO 108. CALILUNG, MARIA LUISA VICTORIA MEDINA 109. CALLANTA, MANUEL CAMAGAY 110. CAMAHALAN, HENRY JOHN VALLEJO 111. CANARECIO, LORNA TUBAN 112. CANONO, ROVIC GLORIA 113. CAO, MAUREEN CHAVEZ 114. CARBONEL, BAYANI GAMBITO 115. CARIMPONG, MARILOU QUIMBO 116. CARINO, JENNIFER SUBRIO 117. CARREON, CLAUDINE THERESE QUESADA 118. CASANOVA, MARK BENEDICT CORITANA 119. CASA, REMEDIOS CRUZ 120. CASIPONG, LUZ MANGONON 121. CASTILLO, GERMAN DERICO TADIOSA 122. CASTILLO, RAFAEL VICENTE LEGASPI 123. CATAJOY, FRANCO ABARRIENTOS 124. CANEDO, AMABELLE SELMA 125. CECILIO, MA. ZENAIDO FRAMIL 126. CEMPRON, JURANI TORREGOSA 127. CERILLO, BERNIELYNN BERNARDO 128. CERVANTES, LLOYD BENEDICT ENRIQUEZ 129. CHAN, MICHAEL LU 130. CHAN, NOEMI TAN 131. CHANG, VALENTINO CASTOR 132. CHAVEZ, CESAQR ANGELO III ARANDA 133. CHECA, ROSALINA ANONUEVO 134. CHEOC, JOVILEEN CERVANTES 135. CHIO, JOSEPHINE VERGARA 136. CHIONGBIAN, JUNE FRANCIS HERRERA 137. CHONG, NATIVIDAD URRUIA 138. CHOW, JENSEN REX GO 139. CHU, MARCUS STEVENSON PE 140. CHUA, JANICE LORRAINE UY 141. CHUA, NELSON MANAWATAO 142. CHUA, WILLIAM JIMENEZ 143. CINCHES, RAYMOND MIAG-AO 144. CINCO, AILENE MARY FLORDELIS 145. CIRUELA, OLIVER CONSIGNADO 146. CLEMENTE, PAULO BASAL 147. CO, JOANALYN MIRANDA 148. CODILLA, EDGAR SILVA 149. COLLAO, FERDINAND FABRICANTE 150. COMAYAS, GUILLERMO PEREZ 151. CONCEPCION, MARIA CRISTINA CONCEPCION 152. CONCEPCION, RANDOLFH BAXTER 153. COROTA, JOSE MARI GENEROSO 154. CORRAL, MA THERESA SOLIS 155. CORSELES, ERLY MAR DURAN 156. CRUZ, CIELITA PEDRO 157. CRUZ, MILAGROS VILLARROEL 158. CRUZ ADIVOSO, CORAZON FRANCISCO 159. CU, CAROLINE CHUA 160. CUA, REGINALD TORRES 161. CUGTAS, ROSHIEL MONES 162. CUISON, PELAGIO LAWRENCE NAVARRO 163. DAGATAN, CHRISTIE MOLINA 164. DAGSANGAN, RUEL MAPALA 165. DALMACION, ALBERTO JR FERNANDEZ 166. DANAO, MARY ANNE SALVIEJO 167. DANCALAN, JAMES BAGAPORO 168. DAPULA, RHODORA LENTEJAS 169. DASER, AURITA HERNANDEZ 170. DAVID, SUSAN LUMANLAN 171. DAZO, ABIGAIL RIFOL 172. DE CASTRO, ARLENE CLAIRE AQUINO 173. DE GUZMAN, GINA BINONDO 174. DE GUZMAN, LEAH VILLANUEVA 175. DE GUZMAN, MARCELO CARO 176. DE LA TORRE, XYLEXFERENE LEOBRERA 177. DE LEON, JOEL ROMAN 178. DE LEON-GREGORIO, ARLYN SALEN 179. DE VERA, REYNANTE, DAVID 180. DELA CERNA, EMELITA SEBUCO 181. DELA CRUZ, LORAN JACOBE 182. DELA CRUZ, MARIA JUNIO 183. DELDIG, RODNIE DESAMPARADO 184. DELOS SANTOS, SUARNI IBANA 185. DESPOJO, RAUL RIVERA 186. DIBDIB, WILLIAM LEPITEN 187. DIEZ, SILVINA QUEVEDO 188. DIMAPILIS, MONTANO DEL MUNDO 189. DIMATATAC, PRESCILLA DE VERA 190. DIZON, WILLIAM JEFFERSON TRINIDAD 191. DOB, ARTEMIO MENDOZA 192. DOB, ROSALIE TAN 193. DOLOTINA, CHRISTIAN DWIGHT CHUNG 194. DOMINGUEZ, MA THERESA REDONDO 195. DOMONDON, MARLON DELIZO 196. DU, MARIVIL BALAQUIT 197. DUMALASA, SHYLA JOY BERNAL 198. DUMIP-IG, REBECCA MONTERON 199. DUMLAO, JAMES ALEXANDER SANTOS 200. DUQUE, ALEX GAMBOA 201. DUQUE, JESUS JR FLORES 202. DUQUE, NADIA TOLENTINO 203. ECO, KATHRINA MACARAYO 204. ENASARIAS, REA LIZA MOQUIA 205. ENERIO, GERARD RAMOSO 206. ESCANO, BENJAMIN VELASCO 207. ESCOLANGO, RODERICK BACOLOR 208. ESDRELON, KAREN LYN SISON 209. ESPINOSA, JIMI CELEBRE 210. ESPIRITU, ALICIA DIZON 211. ESTABILLO, ROLANDO CANILANG 212. ESTILLORE, IMELDA PAREDES 213. ESTIOKO, ARMIE GADONG 214. EVANGELISTA, FLORENTINO CARLO ROMERO 215. EYAC, AQUILINA SANOY 216. FABIALA, MIKLE FERRANCO 217. FACTOR, RANI BAGAOISAN 218. FAJARDO, ELENITA SANTIAGO 219. FAJILAN, ODNEROLF VERNON NAVALTA 220. FANUNCIO, DELBERT LLOYD VERANO 221. FARAON, MARY ROSE MORRISON 222. FARRALES, FILIPINA SISGON 223. FELICIANO, JOVITO JOSE MERCADO 224. FELICILDA, EPIFANIO COLLANTES 225. FERNANDEZ, MARIA BARBARA FERNANDEZ 226. FERNANDO, ALFREDO JR ALBERTO 227. FERNANDO, VERONICA KHO 228. FERRERAS, PELEUS KOH 229. FLOR, ALICIA BORJA 230. FLORES, ELIZABETH DIANA BELEY 231. FLORES, FRANCISCO JR GALOPE 232. FONTE, ROCELY FONTARUM 233. FUENTES, SUSAN MARY ARANETA 234. FULGADO, NATHANIEL JAN RIVERA 235. FUMAR, NORMAN OLIMPO 236. FUNTILA, PATRICK HENRY TAMAYO 237. GALANG, ALEJANDRO LUCENO AVENDANO 238. GALANG, DANILO PERONA 239. GALERO, ADELIZA MATOS 240. GALQUIERA, SALVACION CAFE 241. GALVEZ, MARGARITA HELENA LORNA LACSAMANA 242. GALVEZ, MICHELLE GONZALES 243. GAMBOA, ANALYN GARCIA 244. GAMMAD, EDITH CABANG 245. GARBO, MARIO MARVIN POYAOAN 246. GARCIA, GARRY SEE 247. GARCIA, MARY MAUREEN GARIN 248. GARCIA, PORFIRIO JR DANTES 249. GARCIA, RAISA IMMACULADA GARCES 250. GARZON, ESIQUIO JR TAASAN 251. GASTADOR, HELEN MAGLAYA 252. GAVINO, JOSE JR. BELTRAN 253. GAW, SHARLENE ISABELLE CHUA 254. GERASTA, ESTERLINA LAPUS 255. GERONIMO, LEO RYAN USERO 256. GIRASOL, CECILIA GADIANA 257. GISON, LORA ERIKA SAPLAN 258. GO, PAMELA ANG 259. GOMEZ, ELIZABETH NOBLEZA 260. GONZAGA, RUEN 261. GONZALES, ELENA NATIVIDAD DIZON 262. GORRERO, GLENN GARGARITANO 263. GOZUN, JOABERT GUEVARRA 264. GRANDA, RALPH JOSEPH ASTORGA 265. GREGORIO, EVANGELINE BUGAYONG 266. GUANZON, EUNICE RODRIGUEZ 267. GUARIN, ROSALIE DE SILVA 268. GUIAO, CATHERINE CRUZ 269. GUICO, RAMON RONALDO VELICARIA 270. GUMABAY, GILBERT BOSI 271. GUTIERREZ, MYRNA MONDEJAR 272. HEBBERD, THELMA ALBACEA 273. HEBRES, FLORIAN DUE 274. HERNANDEZ, ROMULO JR CUASITO 275. HIJOS, MANUTIUS ALDO GUPANA 276. HILOMEN, GERARDO CAPACILLO 277. HINOJOSA, MARY GRACE CHECA 278. HIPOLITO, ANGELICA MARIE LEANO 279. HOLGADO, AQUILINA ORLINA 280. HOLOYOHOY, LEONIDA ABRIGO 281. HUAN, KENNETH OH 282. IGNACIO, TRINA MARIE ALMALBIS 283. IGNACIO, XERXES PAUL SR IBALE 284. ILARDE, ALEXANDER RAMIL 285. INDASEN, BENILDA EVANGELISTA 286. JABOLA, FERDINAND HERNANDEZ 287. JAMBALOS, MA LORRAINE CINCO 288. JAMERLAN, VANESSA CANEDO 289. JAMIAS, AGNES FROGOZO 290. JANTOC, ROSAVILLA PAZ 291. JARDELEZA, JUDY ANN LARRAQUEL 292. JASARENO, MARIE ANN LUISA OGENA 293. JAVIER, ELINOR NOLASCO 294. JAVIERTO, SEBASTIAN REYES 295. JONES, MARVELYN SALVADOR 296. JOSON, MA LUISA PASCUAL 297. JULIAN, MICHAEL PERALTA 298. JUNIOSA, MARIA SVETTANNI TORRES 299. KHEY, ROBERTO JR DY 300. LABIAL, RICARDO JR PABILLORE 301. LABUSTRO, CHONA OMBAHIN 302. LACHICA, MARITES CRUZ 303. LADISLA, EMILY JANE RAGAS 304. LAGAMON, NORMA MEDRANO 305. LANTAYA, ARNULFO DIVINAGRACIA 306. LARGO, GIANCARLO OPORTO 307. LAXAMANA, ANNE CARMELA MACAM 308. LAXAMANA, RODIGAR JR MACAM 309. LAYUG, KRSITINE JOY GARCIA 310. LAZARTE, VIRGINIA ASUQUE 311. LANADA, REYNALD HENRY LACSON 312. LEE, ALAIN JEFFERSON ONG 313. LEE, CHARLES FLORANTE BELDEROL 314. LEE, MARIE JANIEFER QUIMBO 315. LESACA, LEONARDO SALCEDO 316. LIBALIB, ADELINA VIAJE 317. LIM, CAROLINE CUYEGKENG 318. LIM, CATHRINA MYLA SANTOS 319. LIM, CATHRINE ASTER SANTOS 320. LIM, CHRISTIAN JOSEPH SANTOS 321. LIM, LEONARDO ARNAIZ 322. LLANETA, DAVE WILLIAM DE OCAMPO 323. LONTOC, VICTORIO CANDOR 324. LOPICO, RODEL TADENA 325. LORENZANA, DAISY GEROCA 326. LORENZANA ROMERO, CECILLE AGUILAR 327. LOTHO, OFELIA CANOY 328. LOZANO, ALFREDO III YUHICO 329. LUIS, TRISTAN ARVIN SANTOS 330. LUMANTA, EMELITA DE LA CRUZ 331. MABEZA, HENRY CACHO 332. MACARAEG, JOANNA CERENIO 333. MACATULAD, RENEE SANTOS 334. MACUNAT, JEAN DE JESUS 335. MADLANGBAYAN, MARCO GUILLERMO LACSON 336. MADRID, CARMEN MALLARI 337. MAGAT, MARY ELIZABETH JOSE 338. MAGCALAS, MARY MARGARET ANCHUELO 339. MAGNO, MELCHORA REFAZO 340. MAGPOC, LIEZEL TUASON 341. MANALO, ARMAN JACINTO 342. MANALOTO, JAY FERNANDO II LAGCAO 343. MANGUBAT, ALDREN RODRIGUEZ 344. MANGUIAT, LOVELITA YACO 345. MANLOSA, ARMI LYN BARRIGA 346. MANUEL, EDMOND MENESES 347. MANZANO, IVY CABEZAS 348. MAPANAO, SAMMY FERNANDEZ 349. MAPILE, EVELYN ANG 350. MARAON, RAUL GONZALES 351. MARASIGAN, ANGEL JR PALO 352. MARCELINO, JANE AMATOSA 353. MARCELO, CHARLOTTE ORENCIA 354. MARCOS, ROLANDO GAMIL 355. MARI, JERUS CHRISTIAN BAUTISTA 356. MARIANO, FLORDELIZA DE GUZMAN 357. MARIBAO, EDWIN LINGCAY 358. MARQUEZ, PAZ LOUELLA ERICA BEATRIZ ORBETZ 359. MASORONG, EDDIE AMBALONG 360. MASORONG, JACQUELINE KHADIJAH MAULION 361. MATA, PAUL CARAG 362. MATAS, MARISSA CRUZ 363. MATIAS, JESSICA CORREA 364. MAYAN, ISTENURSA SAPIE 365. MANALE, ZENAIDA DELFINO 366. MEDALLA, JANET GO 367. MEDINA, MARK DEXTER MENDOZA 368. MEDINA, ROLANDO JOSE 369. MEJIA, JEAN GARABILES 370. MELOCOTON, GREGORIO LAUD 371. MEMPIN, VAN OLIVER VERGARA 372. MENCHAVEZ, RACQUEL YBANEZ 373. MENCHAVEZ, REYNALDO JR YBANEZ 374. MENDEZ, WEHRLY GUTIERREZ 375. MENDOZA, CHERRY LYN SALVADOR 376. MENDOZA, CLAREN CUNANAN 377. MENDOZA, JOYCE CRISOLOGO 378. MENDOZA, JRAQUEL BERNARDITA MANGUNE 379. MENDOZA, VIRGILIO GERES 380. MERCADO, ELENA MAGNAYE 381. MERCADO, ERNESTO AGUSTIN 382. MERCADO, GILBERT MALLARI 383. MERCADO, LEO MARUMI 384. MERCADO, SHIRLY YUMUL 385. MONTANANO, WALFREDO BUENO 386. MONTEMAYOR, IDA ISABEL ANIBIGNO 387. MONTILLA, ANGELINE CURATO 388. MONTINOLA, CRISTINA CIRON 389. MORENO, LYNN YU 390. MORTA, SHALINI MAGNO 391. MUYOT, MIGUEL BENEDICT NAVARRO 392. MUNOZ, DARIUS ACAPULCO 393. NAKPIL, GABRIEL ATIENZA 394. NARVADEZ, BEATRIZ AUSTRIA 395. NAVA, REGINA FLORES 396. NAVARRO, DIONISIA SANTOS 397. NAVIDA, ARTURO DELA VEGA 398. NEOLPIS, ETHEL DAYALO 399. NEPOMUCENO, BRYAN MATTHEW CUYUGAN 400. NEPOMUCENO, EMMIELEEN CONCHA 401. NGO, LILY CHIN 402. OBA, EMILY TAN 403. OCA, MERCEDES RIVERA 404. OCAMPO, APRIL KRISTINE LAFORTEZA 405. OCAMPO, RITCHMOND GATUS 406. OCFEMIA, CRISTY TALAN 407. ONAL, LESLIE MANDANAS 408. ONG, JAMES JONATHAN ROPEROGA 409. ONG, MAE MARIA CO 410. ONGTIAOBOK, CARLA CRUZ 411. OPERIO, JHUMER CAJIFE 412. ORILLOSA, MA PAMELA BAYSA RACELIS 413. ORTEGA, GHIVOR PEREZ 414. ORTEGA, RANULFO TUMULAK 415. ORTIZ, GUSTAVO A’SPORZA ONG 416. PACULAN, IAN BENJAMIN CAUBANG 417. PAGDANGANAN, ROLAND RABANG 418. PALACIO, REYNALDO GUERRERO 419. PALASAN, EDGARDO ANG 420. PALENCIA, LYDIA DIALA 421. PANDITA, BAI SHARINNAH BALABADAN 422. PANGILAN, JEANETTE BANGALISTA 423. PANTINOPLE, AMALIA ALLAWAN 424. PARADELA, JOSE CARLO SANTIAGO 425. PARAGAS, JOSEPH GEORGE QUINONES 426. PARCON, LILIAN QUEJADAS 427. PAREJAS, EVANGELINE CRUZ 428. PASTOR, MARIA KATRINA PURIFICACION 429. PATAL, ALEXANDER JACA 430. PATINO, DELIA UMIPIG 431. PATRIMONIO, DINAH PEREZ 432. PAULO, DONATO CONCEPCION 433. PAUSANOS, GREGOR ANTIG 434. PAY SENG, MARY JOY BUSTAMANTE 435. PELLE, TEOFILO MOJICA 436. PELOBELLO, CYNTHIA TIMARIO 437. PERALTA, FE TADEO 438. PEREZ, CRISTETA GENEROSO 439. PEREZ, FERDINAND CASTILLO 440. PEREZ, JUDY 441. PEREZ, KATHERINA MAYUGA 442. PERNITES, MARIANO APAS 443. PETERSON, CARLO LICUANAN 444. PENARUBIA, TERESITA TAN 445. PICAZO, FRANCEDITHA DOROTEO 446. PINEDA, MICHELLE SOLIMAN 447. PINGCO, SANDEE SUILAN 448. PINO, MELVA GLORIA 449. PONTAY, ANDALICIO JR ARELLA 450. PORTUGAL, MILAGROS DESACOLA 451. PREGONERO, NESLYN RAMOS 452. PULIDO, CHRISTIAN JAY CALUPE 453. PULIDO, WINSTONE DE VERA 454. PUNZALAN, MA. LUISA SUNAZ 455. QUIJANO, JUVILYN GABONADA 456. QUIZON, SARAH SAMONTE 457. RAMA, GEORGIA FELICE CHIONGBIAN 458. RAMA, NOEMI LIGAYA CUIZON 459. RAMIREZ, MA LORNA TAGUBA 460. RAMOS, ALFREDSON GUECO 461. RAMOS, JESSA LADRINGAN 462. RAMOS, MARIFI HERNANDEZ 463. RAMOS, WILFREDO PINEDA 464. RAYA, BRANDO RAY PARALISAN 465. RAYMUNDO, EUGENIA HENSON 466. RECATO DY, EDMOND LIAO 467. RECIO, ROLANDO VILLAPANDO 468. REGALADO, REYNANTE MILANO 469. REVATORIS, ROSEMARIE NAVARRO 470. REVENTAR, RAPHAEL PULUMBARIT 471. REYES, ANNE MARIE ABASTILLAS 472. REYES, HAROLD JERMIAH BRIONES 473. REYNOSO, NOEL AGPI 474. RIALP, MARJORIE DESTREZA 475. RICABLANCA, ANA GRACE ALAN 476. RICAFORT, GERONOMINO DE LOS SANTOS 477. RICO, RICARDO 478. RIVERA, AMOS BARTOLOME 479. RIVERA, CECILIA MATANGUIHAN 480. RIVERA, CONCEPCION DELA CRUZ 481. RIVERA, CRISTINE JOY ELLA 482. RIVERA, RIZ ARISTORENAS 483. RIVERA, SOSANA TALARO 484. ROBINOL, ROLANDO VALENCIA 485. ROBLES, REY CUABO 486. ROCA, ERIC SZE 487. ROLDAN, JOSELITO BALANGITAN 488. ROLEA, RHEA BANDAL 489. ROQUE, ALDONEL PALLERA 490. ROQUE, CARL LORENZ KOON 491. ROSETTE, EDITA ERESTAIN 492. ROSETTE, MODESTO JR CHAVEZ 493. ROXAS, MELANIE MADRELEJO 494. RUARO, LUZVIMINDA LEANO 495. RUIZ, ARNITA GUMAPAC 496. RUZ, JAN EDMOND YNCIERTO 497. SABADO, MAE JANICE ORMITA 498. SAGUISAG, JACKIE CRISOLOGO 499. SAHAGUN, ARNOLD TORRES 500. SAHAGUN, WILHELMINA ANCHETA 501. SAITO, ELENA IBARRA 502. SALAS, MARIA THERESA GABRIEL 503. SALAZAR, JOCELYN POSADAS 504. SALAZAR, PAUL SOCO 505. SALINGAY, JANE PALMA 506. SALVA, MARIVIC DIADOLE 507. SALVA, RICHELYN LARODA 508. SALVADOR, JENNIFER PAGLAOMAN 509. SALVADOR, RIZALYN HUBALDE 510. SAMONTE, TERESITA PAGUIO 511. SAMSON, REMEDIOS DEPALCO 512. SAN GABRIEL, GERARDO MENA 513. SANCHEZ, ISABELITO JR RAMOS 514. SANG, CLAIRE KENNIE GO 515. SANGIL, MEDARDO PUNZALAN 516. SANTELICES, NANCY PILAPIL 517. SANTIAGO, EVELYN GOMEZ 518. SANTOS, CHRISTINE REYES 519. SANTOS, VALERIE YVETTE LIM 520. SANTOS, VIRGILIO ASECA 521. SANTUA-SAMSON, DIVINE JOY GARCIA 522. SARDAN, JOCELYN SHIONGSHU 523. SARMIENTO, LIZA TAN 524. SARMIENTO, VICTOR SIDAMON 525. SEBASTIAN, BERNADETTE AGUDO 526. SEELIN, MARILYN RIVERA 527. SENO, JELBERT FANTONIAL 528. SEVILLA, AMANDO ANTHONY LUGAY 529. SEVILLA , NATALIA BIANCA GUADINES 530. SIACOR, MELANIE ABAQUITA 531. SILVESTRE, ANGELITA IBARRA 532. SIMBRE, MARITESS PACHECO 533. SINGSON, GERONIMO ANTONIO BOTUYAN 534. SIOCHI, ANITA PAULE 535. SISON, GERARDO MARCELO 536. SOLIS, LARRY QUEBADA 537. SOON, JOHN LIM 538. SUAREZ, JENALYN CARABEO 539. SUAREZ, ROLAND RHONNEL MANALESE 540. SULATRA, MA MIENGITA ENGO 541. SUMAYA, JESSIE ZULUETA 542. SUNGA, ALLAN MUSNI 543. SUNGAHID, RUMERICO 544. SUNPAYCO, ROY PARADELA 545. SURIA, SWEN LAURA MELENDEZ 546. SY, CHRISTIAN NEIL CANLAS 547. SY, CHRISTOPHER ALVITE 548. TAGANAS, FREDEL LOYOLA 549. TAGUN, ANNA KRISTINA TALAGA 550. TAI, PATRICK JONATHAN GO 551 TALA, WELLA REPOLLO 552 TALAO, PATRICIA OLIVE FERRER 553 TALAUE, TRICIA PULIDO 554 TALAVER, NOEL CALDERON 555. TAMAYO, DEVORALYN LOPEZ 556. TAN, ELIZABETH JOY TAN 557. TAN, KATRINA GAIL TAGUBA 558. TAN, PATRICK JOHN TAGUBA 559. TAN, RAMON DEGOLLACION 560. TANGANGCO, PAUL DENNIS BENITO 561. TANINGCO, JSOE DAVID RAMIREZ 562. TAPAS, SHIRLY DY 563. TE, JOSEPH PARDINAS 564. TEMPLO, MANOLITO MACASAET 565. TENORIO, ESMERALDA GUANZON 566. TEODORICO, BESS GARCIA 567. TIGAS, RAYMOND SOLOMON 568. TIMBANG, GEORGE CATRAL 569. TOLENTINO, TEODORO MALCAMPO 570. TOMAS, ARTHUR FLORES 571. TONGSON, ROWENA BILBAO 572. TOPACIO, EMMA CARMELA BALINGIT 573. TORNEA, ALDRIN PELAGIO 574. TORREFIEL, ROSELA BARCELA 575. TORRES, LEONARDO TORRES 576. TRINIDAD, RICHARD CALAGUAS 577. TUNGPALAN, DENNIS JOSE 578. UMALI, CATHERINA JOAN CO 579. UNTALAN, AILEEN MERCEDES BORBON 580. UNTALAN, EDGAR UMALI 581. UNTALAN, MARILYN LEGASPI 582. URDANETA, GEM SAPPHO CHEN 583. UY, JEANETTE PUESTA 584. UYAM, BERNARD LANGKIT 585. VALDEZ, HONORIO JR VALDEZ 586. VALENCIA, KRISTINE PAULA MACAPAGAL 587. VALENCIA-DE JESUS, JOANNA MARIE PENARROYO 588. VALENZONA, MARILI MANALOTO 589. VALENZUELA, DANTE TAMAYO 590. VALERA, VIRGILIO ASHLEY ORLINA 591. VALERIO, GLYNDA GAYOS 592. VALMORES, FRANCISCO JR ONGJOCO 593. VALMORES, MARY MARGARET FLORIDO 594. VELASCO, JOLLY BLASCO 595. VELASCO, REYNALDO JR PITUGO 596. VILA, EVANGELINE TUPLANO 597. VILLACARLOS, MARGARITA MANEGO 598. VILLALUZ, ASSEL GROBADOR 599. VILLAMIN, PRECIOSA ALAER 600. VILLARAMA, JOSE JR. REYES 601. VILORIA, MICHELLE ATO 602. VIRAY, EVANGELINE MIGUEL 603. VISAYA, ALLEN LERO 604. WHYSALL, MA LUCYLYN COMIQUE 605. WONG DE LEON, VALERIE UY 606. YABUT, VERGEL LACAP 607. YAP, MARLOU IKALINA 608. YAP, RODNEY GO 609. YEE CONCEPCION, MARY JOY LOK 610. YTURRALDE CHAN, MYLENE ANGELES 611. YU, VIRGILIO TAN 612. YUQUICO, RYAN CHUA 613. ZABALA, JENNIFER HIPONA 614. ZABALA, JESSITA HIPONA 615. ZAYCO, THOMAS ANDREW LOPEZ ———NOTHING FOLLOWS ————– Source: List from D

Cavite Town House

summehill townhomes

frontage

finally home

9.20.08

Finally Home

For almost 27 years we’ve been Renting….and we’ve transferred house for almost 8-10 times already. It has always been my DREAM to finally go home to our own house… (and who wouldnt want to?)

Finally, I’m home, technically partial owner of a townhouse somewhere in CAVITe, partial owner because it is not fully paid but sooner it will become 100% ours.

It feels good to sleep in my own bedroom, to take a shower in my own bathroom, and to cook in my own mini kitchen. I’m finally HOME.

This year of 2008 is an auspicious time for me and my family that i was able to sell a property at a good enough price that is morethan enough for us to pay the equity of this town house.

Just keep on praying, who knows when will God answer your prayers and it is more than what you expected.

St. Jude Orchard Living Experience

St. Jude orchard lifts your living experience. with fruit bearing trees welcomes you in the fresh scent of fruit blooms walks with you with the tree lined avenues.

Life at St. Jude Orchard is extra ordinary. with the best of the amenities area is the well-planned Pomona Hall, the clubhouse. Complementing the clubhouse are infinity swimming pool and kiddie pool, where your kids will surely enjoy. These essentials are perfect for bonding with your family.

It’s HER Birthday!

Jesus and Mary

It’s Her Birthday!

It’s Mary’s Birthday today!

 What’s distinctive about the Catholic Faith is that we recognize the place of Mary in the Salvation History. It is THROUGH HER AND WITH HER our salvation become flesh and human. It’s Her who said YES to God and gave birth to our Christ Jesus

It is Jesus who taught us the Mary is also our mother.He placed His mother’s care in the hands of the only apostle present at the cross, the Apostle John, “Seeing his mother and the disciple whom he loved standing near her, Jesus said to his mother, ‘Woman, this is your son.’  Then to the disciple he said, ‘This is your mother.’ And from that hour the disciple took her into his home.” [John 19:26-27]

Now it’s Her birthday! as our gift to her of  bringing the Man who saved us. Lets us recognize and give thanks to our giving Mother!

Feast Declaration of Abundance- Bo Sanchez

This is the Novena to God’s Love by Bo Sanchez.

Since I’ve got hold of this prayer i’ve been praying this everyday while im on my way to the office. I am sharing this with you now because in DAYS time that i’ve been praying this I feel the Invisible hand of God working on my heart’s desires.

” Feast of Declaration of Abundance”

Today, I recieve all God’s love for me

Today, I open myself to the unbounded, limitless, overflowing abundance of God’s Universe.

Today, I open myself to your Blessings, healing and miracles.

Today, I open myself to God’s Word so that I become more like Jesus Everyday. Today, I proclaim that I’m God’s Beloved, I’m God’s Servant, I’m God’s powerful champion, And because I am blessed, I will bless the world, In Jesus Name, Amen.

Gems in Real Estate Investment

Gems in Real Estate Investment

Are you having a hard time deciding on what investment to do? Do you have small savings that you wanted to earn more out of it? Read more and find out… 

Dolf De Ross posted in his book Real Estate Riches the contrasting points in real estate and stocks .He showed that the property is not just as good as other investments, not just a little better but hundred times better than the other investments. Why?

For example you have a 200 thousand pesos and just for the sake of simplicity let’s ignore the brokers fees and commissions. With your money you exactly can buy 200 thousand pesos worth of stocks (where in you become a part owner of a company through buying some of their share). Though that you can also buy stocks in margin (ei below the required investment but getting the same rate of return but with very limited number of stocks and if the of stocks go down in value, investments houses make a “margin call” that means you need to pay add a portion of the plummeted value. The fact here, is that in stock market you need to pay the entire purchase price in CASH. Thus, nearly to say 200 thousand pesos will buy you exactly 200 thousand pesos worth of stock.

 Now here’s the gems in real estate, you can actually buy a 800 thousand worth of property from your 200 thousand pesos by taking out 75% mortgage. Also, You can buy a 1 million pesos worth of properties buy taking out the 80 percent mortgage. Right?

 At first we’ll think that buying a million worth of property it’s beyond our financial capacity limits, not in our comfort zone others may say. This maybe because of the interest rates from the bank or don’t have enough cash to pay the full purchase price. But here’s a fact beyond buying a million worth property using your 200 thousand pesos, you would have and ASSET worth of a million that would generate a RENTAL income for you and let that income work in paying mortgage at the bank or pag ibig. Right?—so thus you’re creating more of your wealth from your 200 thousand.

 Now going back to the with stocks, you basically have to invest the entire purchase price (ei 200 thousand pesos for 200 thousand worth of stocks) but when you buy a property you generally let financing institutions help you that offers to lend you money to a secure investment -real estate, you can actually have more or less a million worth of ASSET from your 200 thousand pesos. Moreover, you are getting a very low risk investment. To simply see the table below:

 

Investment Options	Initial Investment Made	Mortgage	Asset Value at the time you purchase it	Level of Risk
Townhouse/Real Estate	200,000.00	600,000.00	800,000.00	Low Risk
Stocks	200,000.00	0.00	200,000.00	High Risk

 

 

Now let’s see who are the richest in our country today.Isnt it the real estate owners and developers?

 

 

Henry Sy for example from a shoe retailer have moved on to Real Estate. He bought strategically located real properties specially thickly populated build a shopping center: earn rent from tenants and earn profits SM products

 

The Ayala and Zobel, the Consunji well known names in the field of real estate. I am  sure they have not bought all their real estate properties in cash they’ve  also used financial instutions.The lesson is clear invest in a secure investment-real estate. Use financial institutions to leverage in real estate. Convert your property to generate income. Isnt it there’s gem in real estate investment?

Ponder on this…and let me know your thoughts about it…

(Toast Master Project Speech #9)